Homeowners Insurance
Homeowners insurance or hazard insurance is requied by mortgage lenders. Proof of homeowners insurance is required at closing.

Title Insurance
Title insurance is purchased to protect the lender and homeowner against claims on the title or property from previous owners or encumbrances.

Real Estate Attorney
A real estate attorney can offer you the benefits of his or her experience and education. Some areas that one buying or selling a home may find helpful are:
wording of contigency clauses, contracts, negotiating, reviewing closing documents, and explaining legal terms. Real estate brokers may also provide you many of these services.

Inspection
A proper inspection of your prospective home may help determine your level of interest in that home. If you don't feel comfortable insepcting the following items, professional inspection companies are available in most areas.

Roof & Siding Heating System Insect & Rodent Damage Kitchen & Appliances Basement & Foundation

Electric Systems Cooling System Septic System Chimney Whole House

If you decide on professional inspection, some companies will provide a guarantee against unexpected repair expenses.